My Man Zone

Archive for October, 2010

The 116 banks that are receiving billions in taxpayer-provided bailout money this year actually paid out $1.6 billion in compensation and benefits to their top executives last year – even though the results at some of these institutions were so poor that they would soon have to turn to Washington for a government-engineered rescue.

The $1.6 billion was paid out to nearly 600 executives at the 116 banks that have so far accepted federal money to bolster their financial foundations, The Associated Press concluded after a review of U.S. securities filings. In addition to salary, the compensation included bonuses paid in both cash and stock. The benefits reaped by top executives included the use of company jets for personal purposes, personal chauffeurs, home-security services, country-club memberships and professional-wealth-management services, the news service said.

U.S. Rep. Barney Frank, D-Mass., a longtime critic of the fat pay packages given to U.S. executives, said the bonuses and perks tallied by The AP review amounted to a bribe paid “to get [CEOs] to do the jobs for which they are well paid in the first place.”

“Most of us sign on to do jobs and we do them best we can,” Frank, chairman of the House Financial Services committee, told the news service. But “we’re told that some of the most highly paid people in executive positions are different. They need extra money to be motivated!”

The AP review is just the latest in a series of media investigations that have questioned the effectiveness of – and banks’ commitment to – the so-called “Troubled Assets Relief Program” (TARP), part of an overall $700 billion bailout plan that was originally unveiled in late September.

The plan was originally conceived to boost the strength of U.S. financial institutions by having the federal government purchase non-performing mortgages and other bad assets. In November, the Bush administration changed TARP’s objectives, instructing the U.S. Treasury Department to pump tax dollars directly into banks in a bid to prevent wholesale economic collapse.

Ideally, TARP was supposed to jumpstart bank-to-bank and bank-to-consumer lending, helping to unfreeze a credit crisis that may be the worst the U.S. economy has experienced since the Great Depression. But that hasn’t happened. Instead, as a Money Morning investigation has shown, banks are using the money to buy other banks in a dual effort to build market share for when the economy recovers, and to perhaps make themselves “too big to fail” in the interim, many experts say.

TARP did set restrictions on some executive compensation for participating banks, but it did not limit salaries and bonuses unless they had the effect of encouraging excessive risk to the institution. Banks were barred from presenting so-called “golden parachute” financial packages to departing or ousted executives and from deducting some executive pay for tax purposes.

The AP study found that the 116 banks received $188 billion in TARP money. The study also discovered that:

The average amount paid to each of the 116 banks’ top executives was $2.6 million in salary, bonuses and benefits.
Lloyd C. Blankfein, president and chief executive officer of Goldman Sachs Group Inc. (GS), took home nearly $54 million in compensation in 2007. The company’s top five executives received a total of $242 million. On Oct. 28, Goldman received $10 billion in federal bailout money. On Dec. 16, Goldman reported a $2.12 billion quarterly loss, its first since it went public back in 1999. So for 2008, Goldman’s seven top-paid execs will work for their base salaries of $600,000 each, but will forgo any cash and stock bonuses, the company said. Facing increasing concern by its own shareholders on executive payments, the company described its pay plan in a written report back in the spring as being essential to retain and motivate executives “whose efforts and judgments are vital to our continued success, by setting their compensation at appropriate and competitive levels.” Goldman spokesman Ed Canaday would not elaborate beyond that written report.
Even where banks slashed pay, some executives still reaped a payday of seven – or even eight – figures. Richard D. Fairbank, the chairman of Capital One Financial Corp. (COF), which received $3.56 billion in bailout money back on Nov. 14, took a $1 million hit in compensation after his company had a disappointing year, but still got $17 million in stock options.
Merrill Lynch & Co. (MER) CEO John A. Thain topped all banking chieftains with more than $83 million in total earnings in 2007. Thain, a former chief operating officer for Goldman Sachs, took over the top job at Merrill in December 2007, avoiding the blame for a year in which Merrill lost $7.8 billion. Since he began work late in the year, he landed a $15 million signing bonus, $57,692 in salary, and an additional $68 million in stock options. Like Goldman, Merrill got $10 billion from taxpayers on Oct. 28. Merrill shareholders have approved its sale to Bank of America Corp. (BAC), though the value of the deal has plunged to $20 billion (from $50 billion at the time the deal was announced) as a result of the stock market decline. BofA will reportedly slash 35,000 jobs as a result of the combination.
JPMorgan Chase & Co. (JPM) CEO James Dimon ran up a $211,182 private jet travel tab last year, because his family lived in Chicago and he was commuting to New York. JP Morgan received $25 billion in bailout funds.
Bank of New York Mellon Corp., (BK) CEO Robert P. Kelly received $66,748 for financial services – on top of his $975,000 salary and $7.5 million bonus. His car and driver cost $178,879. Kelly also received $846,000 in relocation expenses, including help selling his home in Pittsburgh and purchasing one in Manhattan, the company said. At Goldman, the bill for leased cars and drivers ran as high as $233,000 per executive. The firm told its shareholders this year that financial counseling and chauffeurs are important because it grants executives more time to focus on their jobs.
Wells Fargo & Co. (WFC), which received $25 billion in bailout cash, gave its top executives as much as $20,000 each for personal financial planners.

When asked to justify the personal use of company aircraft for some executives, banks cite security as a key reason. But U.S. Rep. Brad Sherman, D-Calif., questioned that rationale, saying executives visit many locations more vulnerable than the nation’s security-conscious commercial air terminals.

U.S. Rep. Brad Sherman, D-Calif., a member of the House Financial Services Committee, said excessive pay and perks undermines the development of good economic policies at banks and fuels an already problematic pay spiral in the U.S. financial sector. And that’s especially difficult for shareholders and taxpayers to accept when virtually the entire sector needs bailing out [Check out this related story on the growing U.S. CEO pay controversy that appears elsewhere in today’s issue of Money Morning].

Sherman told The AP that he wants the banks to appear before Congress, like the automakers did, and spell out their spending plans for the bailout money.

Said Sherman: “The tougher we are on the executives that come to Washington, the fewer will come for a bailout.”

[Editor’s Note: The ongoing financial crisis has changed the investing game forever, making uncertainty the norm and creating a whole set of new rules that will help determine who wins and who loses. Investors who ignore this “New Reality” will struggle, and will find their financial forays to be frustrating and unrewarding. But investors who embrace this change will not only survive – they will thrive.

Money Morning Investment Director Keith Fitz-Gerald has already isolated these new rules and has unlocked the key to what he refers to as “The Golden Age of Wealth Creation.” But Fitz-Gerald brings more than a realization – and an understanding – to the table, here. After a decade of work, he’s also developed a new computerized trading model based on a mathematical concept known as “fractals.” This system allows him to predict price movements of broad indexes, or individual stocks, with a high degree of certainty. And it’s particularly well suited to the kind of market we’re all facing right now. Check out our latest report on these new rules, and this new market environment.]

Ordinary T-shirts may be comfortable, but they don’t do much for a man’s style. Plain colors are just plain boring. But that doesn’t mean you have to abandon this staple of any well-rounded wardrobe. Instead, you should opt for graphic tees. These shirts combine the comfort of traditional tees with fashionable and statement-making designs.

Graphic tees have come a long way since their origin. While once simply used to promote catchy slogans or gain attention for politicians, celebrities, and musical acts, today’s shirts can turn your chest into walking artwork. You can find a large selection of shirts available and can pick ones that are going to match your personality.

The other benefit of these stylish shirts is that they can be worn for any number of occasions. If you need to be casual, jeans and one of these tees can be the perfect outfit. They can be worn to the club, to the concert, or even to class. The shirts also look fabulous even with a pair of khakis or shorts.

You can also choose graphic tees for more formal outings. While they won’t be a good choice for a black tie event, they do look fantastic under a nice jacket. You can wear them anywhere you want to get noticed.

And, of course, what sets these tees apart from ordinary ones is that you’ll be able to get ones that really make you stand out. No one is going to look twice at a plain red or navy cotton T-shirt whether it has one pocket or none. But when you choose graphic tees, other people’s eyes are automatically going to gravitate to the artwork on your chest.

Some of those eyes might belong to people who end up striking up a conversation with you as a result; some of those people might even want to exchange numbers or email addresses with you. The graphics are definitely an awesome conversation starter.

No matter where you go there’s no reason you shouldn’t stand out in a crowd. With graphic tees, you won’t have to keep yourself or your unique style a secret from the world. Instead, you can wear it right out in the open where others can enjoy it.

Of course, if you want to make a hot impression you should consider picking up the California style of graphic tees. These shirts steer clear of plain colors and boring images. Instead, they make bold statements with dark imagery and cool colors.

However, you don’t want to just pick up the latest graphic shirt at your local retail store. Everyone will be wearing that one. Instead, pick something up from a unique collection from the Internet so you’ll stand out as the unique, fashionable man you are even in a world where fashions are changing all the time.

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This tibia money making guide is  trying to help players level is 60 – and who want to kill intermediate monsters in the game.

Making money and gather tibia experience is not very easy to start a whole new world, but we hope that this will have an idea where to start and how. I hope I can give you information on how to kill the monster in question.

Each monster is in this order: NAME are shown as they help calls, the advantages and disadvantages. Without further delay, the Money Makers Guide: all professions: rotworms: These happy go lucky rotworms again. Officially, the more hunting monster in tibia, with the proximity of the line behind her. It is more than one reason for which all hunting small insects. Above all, the fixed income give bright. There rotworms not give much money, and the very rare few GP in one. Max 32gp to provide all you need is a little rotworms and that youve 1K. Another positive fact is that they cover most of the clubs to buy NPC 30gp, which can rob them or do my bat bag. It gives you also great experience that the caves where they live much of the world, over 35,000 players online, do.

Advantages: – good money – Clubs gout, good experience.

Cons – The caves are full of the rule.

After killing rotwaroms for a moment, a good knowledge giing consider killing these monsters for good loot.

Soldiers dwarfs is best for loot at this level because they bought dwarfs Shields (100gp in Kazoordan) axes Crossbows (120gp calf) and fight (as in most places, Thais mainly). These are all big money making products for height. After looting AFEW complete this trick, you have a role to money. It’s even better if you have a premium account and the postman search means you can sell your items on parcels back and not worry about pulling back you worry about your place in the store, and could have been stolen. Dwarf Soldiers also drop a very reasonable amount of loot. There are only 2 problems. They are only dwarf mines if you’re a free agent if the caves are usually always packed, whther there are only 300 players on the server or 900 players. Travel elsewhere, soldiers dwarfs in packs and you can break your armor with melee and screws can becausethese Monster Hit .. difficult it is reasonable to have some UH, if you have more of an attack against you once.Thanks for your reading,hope this guide can give you some help on making much more tibia money quickly for your character in the game!

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You can expect 2010 to be another huge year in Fantasy sports as it grows each and every season. Millions of people are playing fantasy sports because it is now easier with the help of the internet. As fantasy sports continue to grow – both in players and profits – the Internet vehicle that has become more mainstream over the last few years and has given sports fans an opportunity to share a common passion with fans outside the stadiums and arenas.

Fantasy sports give people an opportunity and reason to follow the entire league and not just root for their independent team. It adds another dimension to watching the game and it is becoming a big business as a result of more people playing it. It keeps you up to date with what is happening in every sports league.

As the 2010 fantasy sports season begins, people will be creating and joining fantasy leagues and will start creating their drafts. They will be analyzing stats and rankings.

The professional sports that are the most popular in fantasy sports 2010 will be football (NFL), basketball (NBA), baseball (MLB), and hockey (NHL). These are the leagues that attract the most fantasy sports players.

Every year, the fantasy sports industry is getting bigger and bigger because fantasy players invite the people they know to join their fantasy leagues and create their own fantasy teams. First time players suddenly become addicted so they start getting involved in it more often. They just cannot help but to play it because fantasy sport is a really fun activity.

Fantasy sports 2010 is going to be another year of exciting fantasy sports. Whether it is fantasy football, fantasy basketball, fantasy baseball, or fantasy hockey, you can never go wrong with fantasy sports if you are a big sports fan. Visit www.FantasyFactor.com for more fantasy sport fun!

As any other normal human being, each Filipina girl has her own ideals or qualities that she looks for in a man who will be her partner for life.

She would not expecting a very wealthy Mr. Universe to come pounding on her front door to offer her the whole world on a platter, but undeniably, she is on the lookout for that special someone who shares her interests, understands her and who can fill the void in her life. Here are some of the qualities that a Filipina female generally looks for in a man:

A man who shows respect. You can easily win the heart of a Filipina if you show her respect. She will feel loved and cared for and get a feeling that she matters to you.

A well-groomed man. Most Filipina females are not very concerned about a man’s looks, but it is important for her to see her man clean, and well-groomed. It will not hurt if you take a daily bath and pay attention to clean your fingernails!

A good listener. Growing up in a patriarchal society where men take center stage, the Filipina women often play the second fiddle and sometimes, men just do not listen to them or make their opinions count. Women want men who treat them as their equals, men who listen and hear what they want to say, and somebody she can talk to.

A loving and giving man. The need to be loved is inherent in everybody, and Filipina women are no different. They want to be loved, cared for and appreciated for who they are. A woman wants a man who lets a woman be herself, who gives her freedom to think and act as she wants to. She wants to feel that she is giving as much as you in the relationship and that you are giving as much as she is.

A man who is honest and loyal. This may seem like a tall order but due to her conservative upbringing, a Filipina woman will not turn deaf and blind if you flirt with other women or worse, get involved in extra-marital affairs. Do not expect her to understand if you tell her the affair was just a fling because for her, that is cheating.

A principled and romantic man. A Filipina female wants a man who has a firm set of principles and will stand by what he believes in no matter what. As a Filipina woman is romantic by nature, she is also looking for a man who is not predictable and is full of surprises. This is one secret that keeps the romance going in the relationship.

A stable man. All women want a man who is willing to support his family. Filipina girls grew up in a culture where men are the breadwinners of the family. This does not mean they require a man to be rich but they need to be reassured that you are there for them, and they can rely on you. Finally, women are drawn to nice, interesting and self-confident men who carries a good dosage of sense of humor with them.

Man is alive till his body survives and when this body stopped functioning, we can say that man is dead. The people who are lying ill and are not in working position, they are also not living a life, but they are waiting for death. It is an old saying that prevention is better than cure, it clearly means that man must avoid diseases and illness. He can do so. The parents must be alive to this situation. They must have a constant watch on the health and proper growth of their children so that they may develop good health from the very beginning. This childhood is the root and if the roots are weak, then we cannot expect a healthy tree. If the child remains ill or he or she is diseased from the very beginning, there are no expectations that he would be having a good health in life. Therefore, as long as the child is in custody of the parents, it is their duty to make it sure that the child is protected from all the diseases and illness and when he is grown up, then he must be given instructions to keep himself or herself hale and healthy. He should be taught about the diet, about the exercises, about the living style, about the discipline, about cleanliness and about the environment which he or she must create around himself. The youths must be given instructions in schools, in colleges and even at home and they must be told all methods of keeping themselves hale and healthy. We should depend on diet which is available at home and we should avoid taking eatables from the market because in most of the cases the people who are selling those eatables are not trained in keeping the eatables safe and clean. We should be disciplined and we should take our food in time and it should not be repeated time and again. We should not take more than our needs and we should establish a discipline with us that we would not be taking more than our needs and we should always an eye on our digestion system and we should see that whatever we had taken last day is out today and we are ready to take more on this day. If the previous waste is still in us, we should avoid taking more today, because everything must be out and if it remains in us, it shall create more troubles for us. We should be taking an examination of our body on each day when we are in the bath room and we should see that each part of our body is in working order. If we take exercise each day, we shall know much about our body and if some part is paining, it means there is some trouble in that part and we should try to correct the same. If we need help of a doctor, we can consult that because an early treatment shall be in our own interest. We should be our own doctor and the things which are not digested, we should avoid taking those items because it would be of no use to take the same. Such articles create more troubles.

We should prepare ourselves on each day and when we are before the mirror, we shall be having a look on our body and on our face and we shall see where we stand. If there is some defect, we can have a look on that defect and if that can be removed, we should take necessary steps. The people who have a look on their health live long life and they remain functioning till death and they do not lie on bed and create burden for others in the house.

Shoes occupy an important part in everyone’s life. It is just not worn by people for protecting their feet. It is now an integral part of our dress style. No dress up is considered complete without a perfect pair of shoes in our feet. Elegant and fashionable footwear is like by all men and women of today. There are so many different kinds’ of shoes available in the market and shoes for different purposes.

Shoes has become so important in our dress style that no one can ignore giving it due importance. The market for footwear has grown considerably over the years and is still growing. It would be proper to say that the footwear market has grown by leaps and bounds. Present day shoes are really of super quality and beautifully crafted and designed in such a way to bring out your personality. Shoes reflect the true personality of a personality, his status, style of living and a true sense of fashion. The competitive market has compelled the shoe manufacturers to always create something new and innovative which will ideally suit the modern men and women of today. You can wear any renowned brand of shoes and take a stride and feel the lightness and luxury of the modern shoes. Wear the modern shoes all day and treat your feet to the breathability of 100% leather. At the end of the day, you might wonder that if you actually wore a shoe all day long or a sheer piece of comfortable fashion accessory.

The shoes you should buy should be comfortable and durable enough to give you the experience of the world lying under your feet. It is imperative that we should give due importance to our feet and decorate it with a pair of beautifully designed crafted shoes made from fine leather. Your investment in the shoes you should be positive in terms of comfort, luxury and fashion and should strongly convey also that you have a great sense of fashion inside you. There is no secret that women has a craze for shoes and is never satisfied with the number of shoes she has in her wardrobe. She is always on the look out for the new varieties of shoes which will enhance her beauty and make her more stylish and attractive and look or symbolizes the modern women of today. The same is the case about man; the shoes should reflect his true personality and enhance his image to be identified as the most fashionable man of today.

Don’t wear or buy a pair of shoes with which you think that you will not be comfortable though they may look attractive. Don’t go for cheap shoes as there would be likely chance of getting your money wasted and over that a likely chance remain that your foot may get injured or suffer a problem later on. Your feet do deserve that extra care and cushioning effect that gives you the satisfaction of life time. So do move ahead in life with a pair of shoes which are comfortable and durable having a touch of elegance and style

One of the most important factors to consider in planning any sports programme is facility. Despite its importance enough attention is not accorded it in our community. The negligence couple with many other factors has contributed immensely to inadequate or lack of provision and development of sports facilities in both our rural and urban communities. Other factors such as prevailing economic situation in Nigeria, religion, land  tenure system, politic, geographical location and the climate, socio-cultural background, the level of health awareness of individuals and the influence of pressure groups were examined along with facilities, suggestions were made for the development of sports facilities and precaution towards workability of the suggestions were given.

Keywords: Sports facilities problems and solutions.

Introduction

The basic consideration in the development of any sports is the availability of adequate facilities (indoor and outdoor) for use when needed. Ideally there should be provision of sufficient indoor and outdoor facilities in both our communities and schools; obviously this is not the case in Nigeria. The question now arises, how do we provide sports facilities in our communities?

To start with, we should not forget that our academic institution, voluntary organizations, clubs, industries, firms and corporations are all operating within the community. For example our institutions of learning are responsible to government and are also aiming at achieving the societal goals with the hope of meeting and satisfying the community needs and interests. Sports have a culture that relates to the culture of the societies, hence, it is a means of culture integration.

When developing sports programmes for a particular population, the community should be the real focus of decision making. The planning of such programme should therefore reflect the needs and interest of the community in line with the prospect of having facilities for the programme. Development of sports facilities can only be embarked upon after an outline of sports policy and programmes has been made. It is therefore of worth to first discuss the problems facing the development of sports facilities in Nigeria’s urban and rural communities

PROBLEM AREAS

Economic Situation

The prevailing economic situation in Nigeria has contributed a lot to the problems facing individual and every community today. The major task now is how to obtain enough money to bridge the gap between the amount and quality of needed sports facilities and the available financial support. The economy of a community has a great impact on the quantity and quality of sports facilities it can afford and develop. An economically weak community may find it difficult to provide and maintain sports facilities and equipment. In an economically viable community, sports facilities will enjoy strong economic support if such community is sports conscious.

Religion

Religion may have influence on the sports interest of a community and this will eventually reflect on the provision and development of sports facilities in such community. A few religious groups frown at certain activities such as social dancing and swimming. The latter is frowned upon because dress use in its participation expose too much of the sacred parts particularly woman. Since sports facilities need to be backed with facilities developing, facilities in such community with the bulk of the population not being interested are a waste.

Land Tenure System

The land tenure system in Nigeria most especially in the southern part has also been creating a lot of problems not only for agricultural production but also in developing sports facilities. The impact is more felt in the urban communities where there is no proper and effective town planning. Land owners sell their land without much consideration for playing or recreational spaces. All they want is money and little consideration is given to welfare of the users. The worst happening in the spaces available are either used to build residence or shops by members of the family (clan) that owns it.

Politics

Politics has a role to play in development of sports generally. This is especially true in civilian regime. The interest and priority of a political party may determine the progress of sports programme and the facilities for them. Politicians who are deeply interested in sports will definitely be interested in developing sports facilities. However, a politically motivated community programmes for development of sports facilities may suffer at a time of change in political situation if the other side in power is not interested in such a programme.

Geographical and Climate Consideration

The geographical location and the climate of a community may be influencing factors in the development of sports facilities. An area endowed with many rivers (reverine area) and plenty of water would be expected to develop sports facilities for aquatic sports due to its natural endowment.

In Nigeria for example, due to the climatic and topographic condition of Mambilla in Taraba State, the federal government has established a games village for training athletes in endurance sports for international competitions. The natural endowment of an environment would determine the activities of interest to local residents. Thus, it is better to determine the activities and interests of a community in relation to its climate and topography. This will even enable the community to conserve the available fund to develop the facilities and influence sports interest in proportion to the demography of the place (i.e. the population composition of the community). In doing this, the social class (status), races, nationalities, wealth educational backgrounds, ages and gender of the residents should be given consideration before planning sports facilities. It may be very difficult to develop sports facilities in a low socio-economic area especially in the inner city due to the likely financial constraints and some other factors such as availability of land, maintenance and sustenance of such facilities for continuity. For example, places like Bodija estates in Ibadan, Oyo state and festac in Lagos state are well planned with enough consideration for playing and recreation spaces, but contrary to the case when comparing places like Gege and Ajegunle in Oyo and Lagos States respectively.

Attitude:

The attitude of people to sports programme is a factor that can influence development of sports facilities. A community may be interested in sports programme but unwilling or unable to spend much on it if sport is not its priority. In an area with low socio-economic standard, a lot of individuals may not be able or willing to contribute financially to the development of sports facilities

Health Awareness:

The level of health awareness of the individuals in a community may determine the acceptance of ports programme and willingness to develop sports facilities. In America, a lot of people are now running physical fitness programme to keep them fit and health. A community that cherishes the health of its individuals would not mind the cost of developing sports facilities. Where a community is not aware of the relationship between physical fitness and sound health, little concern would be given to development of sports facilities.

Pressure Group:

The influence of pressure groups on a community may be utilized to develop sports facilities since they are forces to be reckoned with in the society.

All the factors discussed above can either help or mar any attempt to develop sports facilities in any community if they are not given proper consideration.

The Way Forward

How can we develop sports facilities in our community?

Sports facilities can be developed by various bodies in the community provided the goals and objective are understood.

An individual in a community can embark on developing sports facilities. A philanthropist especially sports lover may take a decision to reflect his/ her love for sports. Notable examples are late Chief Adedoyin Ogundoyin who built a stadium and organized and sponsored a football club in his home town, Chief Raheem Adejumo, the president of Nigeria Olympic Committee (NOC) has also made contribution in facility sports development and Chief M.K.O. Abiola who was a good example. Chief M.K.O. Abiola enthusiastic and love for sports with his contribution to sports won him the title “the pillar of sports in Africa”. People like these if well encouraged can build or contribute to building of standard facility.

In a situation where the development of sports facilities is too costly to afford by a single person, a joint effort may be sought. In this case, many sports lovers who have the means (capital ) and are willing to sponsor part or whole programmes can come together to develop sports facilities. Similarly, the individuals or philanthropists and the community may decide to levy themselves and join efforts in order to develop sports facilities. Recreation clubs are good example of this. However this should be properly coordinated by the government.

Every individual in the community always look up to government to do everything for them especially things that are meant for public consumption. Unfortunately, government can not do everything but in a situation where it can set a good example for its citizens to follow, such move may be in the right direction. What matters most is for such government to play its part and encourage individuals in the community to assist. Our government should enforce and maintain good town planning in our cities including the so called rural areas and set an example to be set by providing a model sports facilities at least for each community.

A situation where government provides sports facilities (e.g. sports stadium and centers); there is need for proper maintenance and sustenance. The  cost of maintenance may force the government to commercialese such facilities and if care is not taken the  bill may be too  much for the public to bear, eventually the public may be discouraged  and such facilities may not be put to its maximum use. Local government could help in establishing recreational parks and centre, however where hiring fees would be taken it should be very   minimal.

In the course of sports promotion, clubs and societies of various classes could be of help in the development of sports facilities. A club may decide to build its own sports centre(s) as its contribution to sports development. This is now happening in Nigeria with recognition given to professionalism in sports. The only problem with this type of contribution is that such facilities may never be open to the public for use but restricted to members only.

In the same vain there are other institutions such as corporations, industries, firms and companies that can assist greatly in the development of sports facilities. The health of employees should be the concern of any company that wants maximum workers, output. Many commercial and government institutions are now conscious of the importance of physical fitness and health programmes for their employees.

However there are guidelines for the use of sports facilities provided by these institutions. Guidelines such as specific hours of operations of the facilities, a written set of operational procedure and objectives and training for participants and so on may reduce the accessibility of these facilities to the public. In Nigeria we have many companies and corporations establishing and funding sports clubs that are making their marks at national and international competitions. Tax relief may be given to such companies or industries on the amount spend on facilities for sports.

Apart from the establishment of sports clubs, these institutions also involve themselves in the promotion of recreation programs. Many of them have staff clubs or staff recreation centers. Although their sports facilities may not be open to the general public, the fact still remains that they are contributing to the development of sports facilities in their various communities. All that need to be done is for government to establish a working alliance between them and their communities.

A joint industry and government sponsored sports programs will in no small way help in the development of sports facilities in our communities. A joint programme like this will be more viable and be less a burden for the community to maintain. This type of venture may be in form of recreation parks or centers. The local government can easily look for a co-sponsor(s) to develop sports facilities.

There may be a joint programme(s) between the community and the government to develop sports facilities. A lot could be borrowed from the ‘’ Better life for Rural women” where the community was expected to show its interest in establishing or embarking on a project before the local or state or national body could come to assist them. If through a community effort a special facility is established but uncompleted, such community may call for assistance from the government or even private individuals.

A community could even lunch an appeal fund for development of sports facilities. In a situation like this, the goals and the specific plan for the kind of sports facilities the community intends to develop must be clearly defined. This will involve many individuals, corporations, companies, associations, government and various national and international bodies as joint sponsors.

As aforementioned, the facilities available in our communities are limited in number and very few and even most of them are not open to the entire public but for special groups of people because they are owned privately. Therefore, both school and community sports facilities should be planned and used to supplement and complement each other in meeting the needs of students and community.  This demands that government should take more than passive interest in the development of sports facilities in schools. There should also be a reciprocal opportunity between schools and community for the use of the facilities. This will promote cooperation and support between the school and the community where it exists.

Both students and staff of our academic institutions should be encouraged to participate in sports either as intramural or extramural program. There have been cases where alumnus single handedly sponsor big projects in schools. If alumni of various schools are encouraged they can contribute in this regard.

If schools show enough commitment, it will bring awareness to individual member of the community to know that sporting activities are not for academic institution teams or club alone, but all member of the community. This type of awareness may spur such community into developing sports facilities in the community and the academic institutions through either individual efforts or community effort or both.

A community may go beyond the immediate local for assistance. Assistance may be sought from national and international bodies for sponsorship or co-sponsorship to develop sports facilities.

The existing sports facilities in our communities may be developed, maintained and expanded by all the bodies stated above in such communities. Local materials may be adapted or used to improvise some sports materials to reduce cost. Thus weather urban or rural the rule of adaptation should be adopted.

Government should embark upon thorough campaign and publicity for more public awareness to the importance of participation in sporting activities and the prospects it can bring to a community. This may be done through mass media, posters, seminars and clinics for both seniors and juniors staff of various work of life and the public in general  the local, state and federal levels.

Community based sports competitions within and outside localities should be frequently organized to reflect the usefulness of these facilities among various age grades, sex, institutions and clubs to be sponsored by various organizations. Such competition should be intra and extra local.

There should be organization of a community based sports programmes in our various communities. Community service organization programmes should be made used of by government for development of sports facilities. For example, Boys scouts, philanthropic club, charity organizations, religion and social associations who are voluntary association can be appealed to and encouraged to assist in the development of sports facilities. However if religion associations would be involved a distinction should be made between religion interest and sports interest.

All these suggestions would work provided the following precautions are taken:

The local climate and the geographical location of the community should be given adequate consideration while developing sports facilities. This may help in developing the natural facilities in the community.

There should be adequate provision of experts such as coaches, trainers and other technical personnel to make the best use of the available facilities and equipment in such a way that public would see and appreciate the benefits to be derived from them and the importance of having them in the community. Willing community members can be trained as coaches or recreation officials to assist in managing and training other members of the community.

There should be emphasis on formation and sustenance of maintenance culture. The facilities available should be regularly serviced and maintained by all the bodies concerned.

Due to the prevalence pf social vices in our society, adequate provision should be made for supervision, security and safety of the easily removable facilities and equipment.

Local talents should be tapped and recognized in the community and used for their individual and societal progress.

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